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| INTEREST RATES ON
LOANS AND ADVANCES |
| Sl
No |
Type of Loans |
Existing Rate
Effective from
13.8.2009
(%)
|
| 1 |
Consumer Loan/Samridhi Loan
Upto Rs.1,00,000-
Rs.1,00,001- to Rs.2,00,000-
Rs.2,00,001- and above |
12.00
12.50
13.00
|
| 2 |
Loan for Going Abroad
Upto Rs.2,00,000-
Rs.2,00,001- and above |
12.00
13.00 |
| 3 |
Vehicle Loan
Upto Rs.2,00,000-
Rs.2,00,001- and above |
12.00
13.00
|
| 4 |
Cash Credit /Overdraft/Term
Loan
Upto Rs.2,00,000-
Rs.2,00,001- to Rs.10,00,000-
Rs.10,00,001- and above |
12.00
12.50
13.00
|
| 5 |
Cobank Housing Loan
Upto Rs.1,50,000-
Rs.1,50,001- to Rs.5,00,000-
Above Rs.5,00,000- |
8.50
10.00
11.00
|
| 6 |
Loan for House Maintenance/Addition
Upto Rs.2,00,000-
Above Rs.2,00,000- |
9.50
12.00
|
| 7 |
Mortgage Loan
Upto Rs.2,00,000-
Rs.2,00,001- and above |
11.00
13.00
|
| 8 |
Cobank Vyapar Loan
Upto Rs.2,00,000-
Rs.2,00,001- and above |
11.00
13.00
|
| 9 |
Education Loan
Loan
to Educational Institutions
a)
Cooperative Institutions
b)
CAPE
c)
Others |
10.00
9.00 – 10.00
8.75
11.00 – 12.00
|
| 10 |
Gold Loan
6 months – Upto
Rs.2,00,000-
Above Rs.2,00,000- to Rs.10,00,000-
1 year – Upto
Rs.2,00,000-
Above Rs.2,00,000- to Rs.10,00,000-
Agricultural
Gold Loan
1 year |
10.00
10.50
11.00
12.00 |
Above 3 months Scheduled caste/Scheduled Tribe (SC/ST) community and people below poverty line (BPL) have a special rate of 2% below the normal rate for all non-agricultural Loans & Advances issued through the branches. |
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