Current Rates

Sl.
No.

NAME

MAXIMUM LOAN AMOUNT

RATE OF INTEREST
W.E.F. 01.03.2023

PERIOD

AGRICULTURE AND ALLIED LOANS

1

KISSAN MITHRA GOLD LOAN

3 Lakh

7%
(eligible for interest subsidy @3%)

12 months

2

KB KISSAN MITHRA (ABOVE 3 Lakh)

Based on Scale of Finance

9.50%

12 months

3

KB KISSAN MITHRA VFPCK

3 Lakh

7%

12 months

4

KB LT AGRICLUTURAL
(NABARD REFINANCE)

For individuals 60 Lakh
For others- As per NABARD guidelines

10 %

180 months

5

KB-WADI

60 Lakh

10.00%

60 months

6

KB - FARMER PRODUCER
ORGANISATION (FPO)

60 Lakh

10.00%

96 Months
(Term Loan)

7

KB MICRO FINANCE

SHG- 20 Lakh JLG- 10 Lakh

10 %

36 months

8

KB SAHAJA (MICROFINANCE)

SHG- 20 Lakh
JLG- 10 Lakh

10 %

36 months

9

KB SAF (To Fisher Women)

2 Lakh

10 %

36 months

10

KB MICRO FOOD PROCESSING LOAN

60 Lakh

9.75 %

60 months

MSME LOANS

11

KB MITHRA (MSME)

For company - 100 Lakh
For individual - 40 Lakh

9.75%

84 months

12

KB SUVIDHA (MSME)

20 Lakh

11 %

120 months

13

KB YUVAMITHRA (MSME)

For company - 100 Lakh
For individual- 40 Lakh

9.75%

84 months

14

KB-GST MITHRA

For company - 100 Lakh For individual - 40 Lakh

10.00%

84 months

15

KB-SUVIDHA PLUS

5 Lakh

10.00%

60 months

16

KB - SMART

9.00%

17

PM SVANIDHI (To Urban Street Vendors)

Rs.10,000

12% (eligible for interest subsidy @7%)

12 months

18

KB PRAVASI KIRAN

24 Lakh

12 %

84 months

19

KB-PRAVASI BHADRATHA

5 Lakh

9.75%

120 months

GOLD LOANS

20

KB-GOLD LOAN

2 Lakh

9.75 %

12 months

21

KB-GOLD LOAN 1 MONTH

9.75 %

1 Month

22

KB-GOLD LOAN 3 MONTHS

9.75 %

3 Months

23

KB-GOLD LOAN 6 MONTHS

9.75 %

6 Months

24

KB-GOLD LOAN 9 MONTHS

9.75 %

9 Months

25

KB GOLD OVERDRAFT

40 Lakh

9.75 %

12 months

26

KB GOLD TERM LOAN 24 MONTHS

40 Lakh

9.75 %

24 months

HOUSING LOANS

27

KB HOME LOAN

30 Lakh

Up to 5 Lakh : 10 %
5 - 15 Lakh : 10.50 % , Above 15 Lakh :10.75 %

240 months

28

KARSHAKA AWAS

10 Lakh

Up to 5 Lakh : 9.75 %,
Above 5 Lakh : 10.25%

240 months

29

TOP -UP LOAN

5 Lakh

10.00%

maximum
60 Months

30

MAINTENANCE

20 Lakh

UP to 5 Lakh : 10 %
Above 5 Lakh : 11 %

240 months

31

KB SUVIDHA HOME

10 Lakh

UP to 5 Lakh : 10 %
5-10 Lakh : 10.50 %

240 months

32

KB SUVIDHA MAINTENANCE

10 Lakh

UP to 5 Lakh : 10 %
5-10 Lakh : 11 %

240 months

PERSONAL LOANS

33

KB PERSONAL LOAN

10 Lakh

13 %

120 months

34

KB PENSION LOAN

1 Lakh

12 %

24 months

35

KB-SAHAKARANA MITHRA

10 Lakh

12%

120 months

36

KB-LAPTOP/TABLET

Laptop- Rs. 50,000,
Tablet- Rs. 25,000

13%

24 Months

37

KB-HEADLOAD WORKERS

3 Lakh

12%

60 months

38

KB-SARAL

2 Lakh

13%

60 months

39

KB ORDINARY MORTGAGE LOAN

40 Lakh

12.50%

120 months

40

KB SUVEGA (VEHICLE LOAN)

10 Lakh

9.90 %

60 months

41

KB-EDUCATION LOAN

Studies in India - 10 Lakh,
Studies Abroad - 20 Lakh

12.50%

60 - 84 Months

42

KB -SKILL LOAN - ASAP

1 Lakh

11.00%

18 Months