Kerala State Co-operative Bank Housing Loan

General: Up to ₹30 lakh | Karshaka Awas: Up To ₹10 lakh | Top Up: Up to ₹5 lakh | Suvidha Home Loan: Up to ₹10 lakh

Kerala State Co-operative Bank Personal Loan

Up to ₹10 lakh for Government Employees | Up to ₹5 lakh for Regular Income Earners | Up to ₹5 lakh for Existing Borrowers | Up to ₹3 lakh for Head Load Workers | Up to ₹2 lakh for Recognized Organizations, Estate / Plantation Employees | Up to ₹1 lakh for Pensioners | Up to ₹10,000 for Street Vendors |

Mortgage Loan

Up to ₹40 lakh for any personal need like marriage, treatment, property purchase etc

Kerala State Co-operative Bank Express Gold Loan

General (12 months): Up to ₹2 lakh | Micro (1 Month): Up to ₹2 lakh | Mini (3 months): Up to ₹2 lakh | Standard (6 months): Up to ₹2 lakh | Star (9 months): Up to ₹2 lakh | Gold Overdraft (Period 12 months): Up to ₹40 lakh | Gold Term Loan (12 months/24 months): Up to ₹40 lakh |

Kisan Mithra Gold Loan–KCC

Up to ₹3 lakh (duration 1 year) | Above ₹3 lakh (duration 5 year)

Kerala State Co-operative Bank Micro Finance

Up to ₹20 lakh for Self Help Groups (SHG) | Up to ₹10 lakh for Joint Liability Groups (JLG)

Sahaja Micro Finance Loan

(below 35 Age groups)
Up to ₹20 lakh for SHG’s | Up to ₹10 lakh for JLG’s | For SHG/JLG of SAF (Society to Assistance to Fisher Women: Up to ₹2 lakh)

Kerala State Co-operative Bank MSME Loan

Suvidha: Up to ₹20 lakh per person | Mithra: Up to ₹40 lakh for small enterprises-For companies up to ₹1 crore | Yuva Mitra: Up to ₹40 lakh for young entrepreneurs-Up to ₹1 crore for companies of Young persons | GST Mitra: For individuals in the manufacturing, service and trade sectors up to ₹40 lakh and for companies up to ₹1 crore.

Kerala State Co-operative Bank Pravasi Kiran

Up to ₹24 lakh-For individual/company/co-operative societies |

Badratha Loans

Up to ₹5 lakh-For individual/company/co-operative societies

Kerala State Co-operative Bank Agricultural Loans

Long-term Agricultural Loan Up to ₹60 lakh for individuals/entrepreneurs | Micro Food Processing Enterprises Loan Up to ₹60 lakh for individual/partnership ventures | KISAN MITHRA (KCC) Loan For Agriculture/Allied sector Up to ₹3 lakh (duration 1 year) Above ₹3 Lakh (duration 5 year) | Loan for Self Help Group’s and Farmers under Vegetable and Fruit Promotion Council Kerala (VFPCK) Up to ₹3 lakh (duration 1 year)

Kerala State Co-operative Bank Deposit Schemes

Kerala State Co-operative Bank Suvidha Plus Loan

Up to ₹5 lakh For micro and small entrepreneurs - Interest from 9.5%, duration 5 years

Kerala State Co-operative Bank Vidhya Nidhi

Deposit Scheme for Children
(Age from 12 to 16, Class from 7 std to 10 std)
ATM, Mobile Banking Facility
Interest 4%
Special benefits for parents (preference for mother)
Insurance coverage up to ₹2 lakh for the parent