A large-scale data breach at Capital One in 2019 exposed the private data of almost 98 million consumers, including private information like names, addresses, Social Security numbers, and bank account details. A $190 million settlement was granted in 2022 to pay anyone impacted by this incident, which sparked a class-action lawsuit. For those affected by the breach, the settlement sought to offer both prolonged protective services and monetary compensation. The objection and the exclusion were due in July 2022.
The forms for the compensation claims were completed by many clients. The hearing’s final approval took place on September 13, 2022. The organization will have to pay the $190 million settlement sum, according to the court’s final ruling. The 98 million clients who were impacted would get the money. Even if they were not the people affected by the data breach, a lot of users however filled the form to be eligible for this settlement amount.
Capital One Claim Status
The company reported the data breach in 2019. Many of the consumers’ personal information was obtained by a hacker without authorization. Approximately 98 million applicants have discovered that they were the targets of these data thefts. A large number of people discovered pertinent material on other well-known websites. Most of these occurrences were reported in Canada and the United States. For individuals impacted, this hack has had serious consequences.
A class action lawsuit has been brought against the company to compensate the clients and significant number of their clients have completed the class action forms. Analyses indicate that this has impacted millions of users in America. It is crucial to be aware that some of them have had their login passwords and account information hacked. The organization must concompany every transaction and grant permission for those that are most negatively impacted by the breach, the court has ordered.
US Capital One Data Breach Lawsuit 2025 Details
| Financial organization name | Capital One |
| Country | America |
| Settlement Amount | USD 190 million |
| Payment Date | Available in coming days |
| Case started in | July 2019 |
| Category | Finance |
| Free Restoration Services | February 13, 2028 |
| Official Page | www.capitalonesettlement.com |
Capital One Claim Approved to Not?
As per authorities there is no proof that these dates were used for fraudulent purposes or for any other reason, and that the material has been taken down from all other websites. Users who worked for the company from 2005 to 2019 were able to view this type of data. The Capital One claim status class action has been filed, and the company has been assisting with the settlement. Since 2019, the settlement lawsuit has been ongoing. The verdict was rendered across a number of occasions.
The company has been assisting federal law enforcement and has promptly corrected the cyberattacks triggers. The FBI apprehended the outside parties involved in this incident. The company has been subject to every ruling the court has issued. They were asked to make significant investments in cybersecurity and work on their cyber network.
Payment Approved for These Individuals
- A $190 million class-action settlement was approved in 2022 to provide financial assistance to those affected. Even if the compensation phase concluded with payouts in 2023 and 2024, the story continues as we await the Capital One Class Action Settlement 2025 Payment Date.
- Many impacted people are still waiting for an update on the Capital One class action settlement payment date, even after the claim process is over.
- Class members will get an email from EpiqPay.com with a variety of digital payment choices if they fulfilled Capital One Class Action Settlement 2025 Eligibility Requirements and provided the Capital One Class Settlement administrator with a functional email address.
How Were Payments Distributed?
A second phase of payments was made by Capital One to authorized claimants in September 2024, after the first round started in September 2023. You should have received payment by check, PayPal, Venmo, or direct deposit if your claim was legitimate. The compensation sums were different for each claim.
Based on the amount of their eligibility due to data breach hack, some consumers got anything from $25 to $25,000. You can check the progress at CapitalOneSettlement.com, however, if you have not received your payment and think you met the eligibility requirements.
Ongoing available benefits
On September 13, 2022, the Order and Judgement Granting Final Approval of Class’s Action Settlement was issued. September 30, 2022, was the cutoff date for submitting a claim for missed time or out-of-pocket expenses. Strong cybersecurity safeguards are crucial for financial organizations, as showcased by the Capital One data breach and settlement. Expectations for improved data security procedures and possible fee structure adjustments within the banking industry have been raised by this occurrence. So to avoid such legal issues in the future, financial institutions are expected to increase their cybersecurity investments and review their procedures.
Services for identity protection have been extended until February 13, 2028, even if an affected person missed the original deadline for making a claim, they can still use these services. In order to address the effects of cybersecurity breaches in the banking sector, the Capital One data breach settlement is a crucial case that emphasizes the need for strict data protection protocols and aggressive customer compensation programs.
| Official Website | Click Here |
| Homepage | KeralaCoBank.Com |
Samarth Choudhary is a Chief Editor at keralacobank.com. He has overall editorial experience of 10 years in online media. He has completed his graduation from University of California and masters in Finance from University of Dallas in year 2010. His major interest and expertise is in Finance, Taxes, Government Aid and Schemes. His Major focus is to help users to get relevant information which are published on keralacobank.com in easy and precise form.