With the change in the year, finance is also going to change which can affect people’s financial decisions. Therefore, people need to keep track of the changes in finance that will be initiated from 1st January 2025. These changes will allow you to understand the 2025 Personal Finance Updates to tackle changes and take decisions accordingly. People need to know certain changes that involve visa rules, credit cards, FD, EPFO, UPI, and others.
Each individual can be affected by these new changes in a significant way. So, you need to collect full information and avoid losing important deadlines or facing inconvenience. Personal Finance 2025 Updates can support you to take financial decisions accordingly. This will help you to balance your finances in a better way.
2025 Personal Finance Updates
New Year is coming and people are going to face some major changes in their finances. Therefore, they need to collect full information on the credit card, UPI, FD, EPFO, visa cards, and others. These can affect your pocket and have a significant impact on your financial status. So, Updates on Personal Finance will help you to make your decision in a meaningful way to avoid any financial issues.
Every Indian can face changes in personal finance in some ways. So, you need to check the information to settle down your financial work before it is affected negatively. This article includes 2025 Personal Finance Updates to tackle new changes and improve financial decisions. It also covers major changes that will happen in the upcoming year and can affect people’s financial condition.
Personal Finance Updates 2025- Overview
| Article On | 2025 Personal Finance Updates |
| Country | India |
| Department | Reserve Bank of India (RBI) |
| Affected people | Indian residents |
| Category | Finance |
| Official Website | rbi.org.in |
2025 Personal Finance Updates India
India is going to see major changes in the financial sector with the upcoming start of 2025. It includes implementing several regulatory as well as financial changes affecting society. Therefore, they have keen eyes on the changes which can impact financial conditions.
2025 Indian Personal Finance Updates can allow people to understand the upcoming changes from 1st January 2025. So, you should know upcoming changes in the credit card, UPI, EPFO, FD, visa rules, and others. You can check the following information that covers the changes in 2025.
2025 Fixed Deposit (FD) Updates
According to the sources, the RBI has made some changes in the Fixed Deposit rules for the upcoming month of 2025. RBI guidelines demonstrate changes in the maintaining liquid assets minimum percentage, accepting public deposits, and repaying public deposits. 2025 Fixed Deposit Updates include new rules where FD holders under NBFC allow withdrawing small deposits before maturity. Moreover, FD holders can also able to withdraw their full amount in the case of suffering from a critical illness.
Credit Card Changes 2025
According to the resources, the National Payments Corporation of India (NPCI) has updated the guidelines for RuPay credit cardholders. According to this, people can get exclusive airport lounge access based on spending criteria. These changes will be applied from the 1st January 2025.
2025 Updates on Employees Provident Fund Organisation (EPFO)
The beneficiary of the Employee Pension Scheme is going to get a New Year gift from the government. They can take their pension from any bank branch in India. This will come into effect from the 1st of January 2025 and will benefit 7.8 million beneficiaries. These 2025 EPFO Updates will implement changes that include the withdrawal of PF from ATM. They can also eliminate their EPF contribution limit to manage their financial expenses of requirement.
Visa Rules Updates 2025
Indian planning to other country and require visa for certain countries like the United Kingdom, Thailand, and the United States can check the latest update. These Visa Rules Updates 2025 will be in effect from the very first day of 2025.
Thailand Visa Updates
In the upcoming month, Thailand is going to upgrade its visa system including its e-visa system. It allows people from India to apply online to visit Thailand.
UK Visa Updates 2025
According to resources, the UK has changed the financial reserve percentage for visa applicants. Indians planning to visit the UK may require a visa and have to present 11% more financial reserve in comparison to the current requirement.
US Visa Updates 2025
Visa policy has changed for the United States that includes the category such as H-1B visa that will take effect from 2025. So, Indians looking to visit the US will be required to fill the Form I-129 from January 17, 2025. Moreover, US Visa Changes 2025 includes the revised definition for the cap-exempt organizations, improved visa extension process, and improved transition for F-1 visa holders.
2025 UPI Updates
People are excited to collect information on changes in UPI. It can significantly affect their payment method and influence their payment potential. So, people should know that they can get a new Maximum UPI 123Pay Limit as a transaction. It can benefit millions of users who need to pay without the internet. They can now make transactions of 10,000 which can affect people’s transactions.
Moreover, RBI stated that people can make UPI payments for the full-KYC Prepaid Payment Instruments (PPIs) using third-party UPI applications. It can enhance people’s accessibility and provide better flexibility.
| Homepage | KeralaCoBank.com |
Samarth Choudhary is a Chief Editor at keralacobank.com. He has overall editorial experience of 10 years in online media. He has completed his graduation from University of California and masters in Finance from University of Dallas in year 2010. His major interest and expertise is in Finance, Taxes, Government Aid and Schemes. His Major focus is to help users to get relevant information which are published on keralacobank.com in easy and precise form.