India is getting digital, especially in making online payments. A large number of the population has started to use the UPI payment to transfer their money to family, friends, or businesses. According to resources, people can get New UPI Features to Use in 2025. It can allow improving user experience that can help people to make their payment easy with higher safety. If you also like to make UPI payments, then this information can help you to get more efficient options. It will enhance your payment experience with higher safety options.
NCPI has introduced various new features that can enhance your UPI payment experience. Some 2025 UPI New Features include the One World Wallet, WhatsApp Pay, and many more. So, you need to go through the full article to understand these features in a better way. It can help you to make your payment easier and ensure your safety by providing a whole new experience in digital payments.
New UPI Features Available in 2025
Indian larger population is using UPI payment which allows people to pay for goods and services. It also helps people to share money with their family and friends. The Latest UPI features of 2025 will allow people to make transactions in India as well as abroad. It is quite interesting that you can make UPI payments out of India.
You can make UPI transactions out of the country and other foreigners can also make UPI payments in India. This information can allow you to increase your understanding and knowledge of current changes in UPI payments. This article explores New UPI Features to use in 2025 that can enhance user experience. It also includes information related to WhatsApp Pay, One World Wallet, and other new features related to UPI.
2025 UPI New Features- Overview
| Article On | New UPI features to use in 2025 |
| Country | India |
| Department | National Payment Corporation of India (NPCI) |
| Beneficiary | UPI users |
| Category | Finance |
| Official Website | npci.org.in |
Understanding UPI New Feature 2025
UPI’s popularity is increasing and allows people to make seamless payments to their family, friends, or other individuals. It can reduce transaction stress and improve the digital payment experience. According to the latest data UPI has crossed 171 billion transactions just in 2024 which are highest in number. Moreover, it can be increased more due to the 2025 UPI New Feature that makes payment accessible and easy for various categories of people. Indians can experience new features to enhance their experience and make pay easier.
New features may include One World Wallet, UPI payment accepted by other countries, UPI circle for close ones, and others. These new features will provide higher trust among users and improve their transaction experience. Moreover, UPI’s New Feature for 2025 will also increase the UPI user base due to its popularity and its interesting features.
What are UPI’s New Features for 2025?
UPI users are highly excited to know about the new features that can improve their transaction experience. WhatsApp 2025 New Feature provides various supports to people in improving their transaction experience. People can check new features that may include UPI One World, UPI circle, WhatsApp UPI Payment, UPI acceptance in countries, and link international numbers with UPI.
Different New Features of 2025 UPI
Various features have been introduced to improve people’s UPI experience. It will help people to understand the different benefits related to UPI’s New Features. You can check the below information that can help you to understand its uses and benefits.
UPI One World Wallet for International Travellers
This feature resolves the money payment for people visiting India. This UPI feature allows foreigners to make instant payments just by scanning the QR codes. UPI One World Wallet allows international people to use it in India.
Using this feature, people can make payments to a merchant’s location in India with a simple process. You can also get the feature to retransfer your remaining balance to your sources account. This option can attract international travellers to use this feature to improve their easy transaction experience in India.
UPI Circle and delegate transaction
UPI provides a unique feature that allows people to authorize up to 5 secondary users to make transactions from their bank account. This feature can allow family and friends to use the transaction option to make a payment. UPI Circle and Delegate Transaction can help in emergency situations when an individual does not have a bank account or balance in their account but is required to make payment.
This option is provided and managed by the primary user with control on providing authority for transaction. It can be an effective feature but comes with some limitations to avoid any payment risk. UPI Circle Secondary Users can make a maximum transaction of Rs 15,000 each month with 5,000 per transaction. This can avoid the risk of fraud and support family and friends during an emergency.
WhatsApp UPI Payments
Recently, NPCI removed that cap from the total number of WhatsApp Pay. Previously, there was a limit on the making WhatsApp Pay accounts. Now this limit has been removed and people can make UPI payments using WhatsApp Pay. WhatsApp has millions of users and they trust WhatsApp which can help to bring confidence to use WhatsApp Pay for transactions. WhatsApp UPI Payment Feature can affect the overall market captured by PhonePe and Google Pay which has a higher market share.
UPI in foreign countries
Indian UPI users can make the transaction abroad. Previously, UPI was not accepted internationally but some countries have started to accept this payment mode. From July 2024, the Eiffel Tower started to accept the UPI payment in the French. Moreover, other countries like Mauritius, Sri Lanka, Bhutan, Singapore, and Nepal also accept UPI payments.
International Number and UPI
UPI is also providing the facility to make payments through the link to the internal number. Non-resident Indians or NRIs can link their number with UPIs like BHIM, iMobile (ICICI Bank), and PhonePe. List of countries that allow to Link International Number with UPI. It allows Indians to pay internationally.
- Australia
- France
- Malaysia
- Hong Kong
- Canada
- Singapore
- United States
- UAE
- United Kingdom
| Homepage | KeralaCoBank.com |
Samarth Choudhary is a Chief Editor at keralacobank.com. He has overall editorial experience of 10 years in online media. He has completed his graduation from University of California and masters in Finance from University of Dallas in year 2010. His major interest and expertise is in Finance, Taxes, Government Aid and Schemes. His Major focus is to help users to get relevant information which are published on keralacobank.com in easy and precise form.