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Agricultural Co-operative Staff Training Institute (ACSTI) of Kerala State Co-operative Bank was established in the year 1992. The Institute conducts training programme and workshops for the personnel and Directors of the entire Co-operative short-term Credit Structure comprising State Co-operative Bank, District Co-operative Banks, Urban Co-operative Banks, and Service Co-operative Banks.

The training programmes organized by ACSTI encompass areas of its core competence such as Organisation Development, Finance Management, Development Action Plan, Financing Farm and Non-Farm Sector, Micro Finance, Project Finance and Human Resource Development. We sincerely thank our clients for the good response shown towards our training programme, which have won wide appreciation across the State.

The Co-operative Banks are now in the midst of challenges, which have not been faced by them so far. In the wake of structural changes in the Banking field, the Co-operative banks are required to be professional to remain competitive without losing their market share. Towards this end the Institute has been conducting training programme to suit the needs of various categories of staff of Co-operative Credit Institutions in the State.The training programme of the Institute are reviewed every year in the light of client feed back and their specific demands, changes in policy environment and the training contents and design are suitably modified. Sincere efforts are made to upgrade and update the training inputs on an ongoing basis. It is the ACSTI's ethos to stay in touch with the field realities and provide solutions to operational problems faced by the co-operative banks through training.

The training programme are thoroughly vetted by the Academic Council and Standing Committee of the Institute.The Institute has excellent infrastructure facilities of its own with well furnished class rooms with audio-visual equipment like LCD Projector, Over Head Projector etc. to make learning more effective and interesting. A hostel with self contained 30 rooms (accommodation capacity of 60 participants) dining hall and lounge along with facilities for recreation is available. The canteen of the Institute is now being run by the Institute itself.The training calendar of ACSTI for the year 2008-2009 outlines the broad contents and coverage of the training programmes in various functional areas that will be conducted at our campus.

The time schedule of all the programmes planned for the year is also furnished in the calendar for your convenience. We hope that the calendar will be useful to our clients for chalking out their manpower development plans and training schedule.

We are sure that Kerala State Co-operative Bank, District Co-operative Banks and Service Co-operative Banks/Societies, Farmers Co-operative Banks, Regional Co-operative Banks and Co operative Rural Banks in the State will make best use of our training programme. Please bestow your personal attention and identify the persons to be trained for various training programme well in advance and prepare a comprehensive list of both Directors and Staff and nominate them, in the format enclosed, to the training as per schedule. Please ensure that only those target groups as shown in each training programme are nominated to the concerned programme and that those nominated are attending the programme without fail.The Institute will conduct a study tour-cum-pleasure trip for the participants of each training programme at its own cost. The training fee will continue to be Rs.200 per day per trainee which has to be remitted by the participants from PACS in cash at the time of registration on the first day of the training and obtain receipt of the same. However the training fees of the participants from KSCB and DCBs will be demanded by the Institute at the end of each quarter and the amount has to be paid in the form of demand draft drawn in favour of the Director, ACSTI payable at Head Office Branch of Kerala State Co-operative Bank Ltd.

We once again invite the Directors, employees and Officers of the three tier Co-operative Credit Structure to participate in our training programmes. We attach utmost importance to the relevance of'our training programmes to the needs of our clients. We would, therefore, welcome suggestions, opinions and advice from our clients which will help us to deliver client centered long-term training solutions for capacity and commitment building for the development of Co-operative Credit Institutions.

We also invite suggestion of new training programmes which are not included in the calendar, to be conducted in the Institute campus.