INTEREST RATES ON TERM DEPOSITS wef 22.05.2020

Period of deposit Individual & others PACS
15 to 45 days 5.00% 5.25%
46 lo 90 days 5.50% 5.75%
91 to 179 days 5.75% 6.25%
180 to 364 days 6.25% 6.75%
1 year to below 2 year 6.75% 7.25%
2 year and above 6.50% 7.00%

 

Loan Products and Rate of Interest
     
Sl.no. Type of Loans Rate of  Interest(%)
1 KB- Housing Loan- Housing loan General, KB-Karshaka Awas,KB-Top-up, KB-PMAY-EWS/LIG, KB-PMAY-MIG-I &II  
  a)Up to Rs. 5 lakh 9.00
  b)Above Rs.5 lakhs  & up to Rs.15 lakhs 9.50
  C)above Rs.15 lakhs 9.75
2 House Maintenance   /    Addition/Renovation Work  
  Up to Rs. 5 lakh 9.00
  above Rs.5 lakhs 10.00
3 KB-Personal Loan-  For any legitimate Purpose 12.00
4 Vehicle Loan 11.00
5 Cash Credit 11.00
6 Mangalya Loan- For meeting Marriage expense 11.75
7 KB-Oridinary Mortgage Loan- For meeting any personal needs 12.00
8 Education loan 12.00
9 Gold Loan-General 8.90
10 KB-Kissan Mithra(Gold OD)- For Agricultural and allied activicties ( Interest subvention 3 % allowed) 7.00
11 KB-Mithra (MSME) Loan-  All Business enterprises(Running/New) engaged in manufacturing/services and Trade sector will be covered under the scheme- for individual up to Rs.60 lakhs and others up to Rs.1 Crore 8.75
12 KB-Micro Finance- To cater the needs of the members of SHG/JLG group 9.00
13 KB-Pension Loan- For any personal purpose 12.00