INTEREST RATES ON TERM DEPOSITS wef 22.01.2021

Individuals and Others

SL No

Period of Deposit

Existing Rate  from 22-05-2020

New Rate W.e.f 22-01-2021

1

15 to 45 days

5.00

4.50

2

46 to 90days

5.50

5.00

3

91 to 179 days

5.75

5.25

4

180 to 364 days

6.25

5.75

5

1 year to below 2 year

6.75

6.25

6

2 year and above

6.50

6.00

 

For PACS/ Societies

SL No

Period of Deposit

Existing Rate  from 22-05-2020

New Rate W.e.f 22-01-2021

1

15 to 45 days

5.25

4.75

2

46 to 90days

5.75

5.25

3

91 to 179 days

6.25

5.75

4

180 to 364 days

6.75

6.25

5

1 year to below 2 year

7.25

6.75

6

2 year and above

7.00

6.50

 

 

INTEREST RATES ON TERM DEPOSITS wef 22.05.2020

Period of deposit Individual & others PACS
15 to 45 days 5.00% 5.25%
46 lo 90 days 5.50% 5.75%
91 to 179 days 5.75% 6.25%
180 to 364 days 6.25% 6.75%
1 year to below 2 year 6.75% 7.25%
2 year and above 6.50% 7.00%

 

SLNO TYPE OF LOANS MAXIMUM LOAN AMOUNT(in lakhs) RATE OF INTEREST PERIOD(in months)
1 KB MITHRA(MSME) For company 100.00 For individual- 60.00 8.75% 84
2 KB SUVIDHA(MSME) 10.00 9.00% 120
3 KB YUVAMITHRA(MSME) For company 100.00 For individual- 60.00 8.75% 84
4 KB KISSAN MITHRA Based on SoF 8.50% 12
5 KB MICRO FINANCE SHG-  20.00                    JLG-   10.00 9.00% 36
6 KB SAHAJA ( MICROFINANCE) SHG-  20.00                    JLG-   10.00 9.00% 36
7 KB PRAVASI KIRAN 24.00 11.00% 84
8 KB LT AGRICLUTURAL(NABARD REFINANCE) For individuals 60.00 For others- As per NABARD guidelines 9.00% 180
9 KB-GOLD LOAN 40.00 8.90% 6
10 KB GOLD OVERDRAFT 40.00 8.90% 12
11 KB SUVEGA( VEHICLE LOAN) 10.00 8.90% 60
12 KB ORDINARY MORTGAGE LOAN 60.00 12.00% 120
13 KB PERSONAL LOAN 5.00 12.00% 60
14 KB PENSION LOAN 1.00 11.00% 24
15 KB HOME LOAN 30.00 9.00 %onwards 240
  15.1. KARSHAKA AWAS 10.00 8.75% onwards 240
  15.2. TOP -UP LOAN 5.00 9.00% 60
  15.3. PMAY LOAN 30.00 9.00 %onwards 240
16 KB SUVIDHA HOME  10.00 240
17 KB SHORT TERM/TERM LOAN TO TRAVEL & TOURISM SECTOR 25.00 9.00% 42
18 KB MICRO FOOD PROCESSING LOAN 25.00 8.50% 60