INTEREST RATES ON TERM DEPOSITS wef 22.01.2021

Individuals and Others

SL No

Period of Deposit

Existing Rate
from 22-01-2021

New Rate
w.e.f. 10-02-2022

1

15 to 45 days

4.50

4.50

2

46 to 90days

5.00

5.00

3

91 to 179 days

5.25

5.25

4

180 to 364 days

5.75

5.75

5

1 year to below 2 year

6.25

6.25

6

2 year and above

6.00

6.00

 

For Primary Credit Co-operative Societies/Bank, Service Co-operative Bank

SL No

Period of Deposit

Existing Rate
from 22-01-2021

New Rate
w.e.f. 10-02-2022

1

15 to 45 days

4.75

5.00

2

46 to 90days

5.25

5.50

3

91 to 179 days

5.75

6.00

4

180 to 364 days

6.25

6.25

5

1 year to below 2 year

6.75

7.00

6

2 year and above

6.50

7.00

 

SLNO TYPE OF LOANS MAXIMUM LOAN AMOUNT(in lakhs) RATE OF
INTEREST
PERIOD(in months)
1 KB MITHRA(MSME) For company 100.00 For individual- 60.00 8.75% 84
2 KB SUVIDHA(MSME) 10.00 9.00% 120
3 KB YUVAMITHRA(MSME) For company 100.00 For individual- 60.00 8.75% 84
4 KB KISSAN MITHRA Based on SoF 8.50% 12
5 KB MICRO FINANCE SHG-  20.00                    JLG-   10.00 9.00% 36
6 KB SAHAJA ( MICROFINANCE) SHG-  20.00                    JLG-   10.00 9.00% 36
7 KB PRAVASI KIRAN 24.00 11.00% 84
8 KB LT AGRICLUTURAL(NABARD REFINANCE) For individuals 60.00 For others- As per NABARD guidelines 9.00% 180
9 KB-GOLD LOAN 40.00 8.90% 6
10 KB GOLD OVERDRAFT 40.00 8.90% 12
11 KB SUVEGA( VEHICLE LOAN) 10.00 8.90% 60
12 KB ORDINARY MORTGAGE LOAN 60.00 12.00% 120
13 KB PERSONAL LOAN 5.00 12.00% 60
14 KB PENSION LOAN 1.00 11.00% 24
15 KB HOME LOAN 30.00 9.00 %onwards 240
  15.1. KARSHAKA AWAS 10.00 8.75% onwards 240
  15.2. TOP -UP LOAN 5.00 9.00% 60
  15.3. PMAY LOAN 30.00 9.00 %onwards 240
16 KB SUVIDHA HOME  10.00 240
17 KB SHORT TERM/TERM LOAN TO TRAVEL & TOURISM SECTOR 25.00 9.00% 42
18 KB MICRO FOOD PROCESSING LOAN 25.00 8.50% 60