INTEREST RATES ON TERM DEPOSITS wef 22.01.2021
Individuals and Others
|
SL No |
Period of Deposit |
Existing Rate |
New Rate |
|
1 |
15 to 45 days |
4.50 |
4.50 |
|
2 |
46 to 90days |
5.00 |
5.00 |
|
3 |
91 to 179 days |
5.25 |
5.25 |
|
4 |
180 to 364 days |
5.75 |
5.75 |
|
5 |
1 year to below 2 year |
6.25 |
6.25 |
|
6 |
2 year and above |
6.00 |
6.00 |
For Primary Credit Co-operative Societies/Bank, Service Co-operative Bank
|
SL No |
Period of Deposit |
Existing Rate |
New Rate |
|
1 |
15 to 45 days |
4.75 |
5.00 |
|
2 |
46 to 90days |
5.25 |
5.50 |
|
3 |
91 to 179 days |
5.75 |
6.00 |
|
4 |
180 to 364 days |
6.25 |
6.25 |
|
5 |
1 year to below 2 year |
6.75 |
7.00 |
|
6 |
2 year and above |
6.50 |
7.00 |
| SLNO | TYPE OF LOANS | MAXIMUM LOAN AMOUNT(in lakhs) | RATE OF INTEREST |
PERIOD(in months) |
| 1 | KB MITHRA(MSME) | For company 100.00 For individual- 60.00 | 8.75% | 84 |
| 2 | KB SUVIDHA(MSME) | 10.00 | 9.00% | 120 |
| 3 | KB YUVAMITHRA(MSME) | For company 100.00 For individual- 60.00 | 8.75% | 84 |
| 4 | KB KISSAN MITHRA | Based on SoF | 8.50% | 12 |
| 5 | KB MICRO FINANCE | SHG- 20.00 JLG- 10.00 | 9.00% | 36 |
| 6 | KB SAHAJA ( MICROFINANCE) | SHG- 20.00 JLG- 10.00 | 9.00% | 36 |
| 7 | KB PRAVASI KIRAN | 24.00 | 11.00% | 84 |
| 8 | KB LT AGRICLUTURAL(NABARD REFINANCE) | For individuals 60.00 For others- As per NABARD guidelines | 9.00% | 180 |
| 9 | KB-GOLD LOAN | 40.00 | 8.90% | 6 |
| 10 | KB GOLD OVERDRAFT | 40.00 | 8.90% | 12 |
| 11 | KB SUVEGA( VEHICLE LOAN) | 10.00 | 8.90% | 60 |
| 12 | KB ORDINARY MORTGAGE LOAN | 60.00 | 12.00% | 120 |
| 13 | KB PERSONAL LOAN | 5.00 | 12.00% | 60 |
| 14 | KB PENSION LOAN | 1.00 | 11.00% | 24 |
| 15 | KB HOME LOAN | 30.00 | 9.00 %onwards | 240 |
| 15.1. KARSHAKA AWAS | 10.00 | 8.75% onwards | 240 | |
| 15.2. TOP -UP LOAN | 5.00 | 9.00% | 60 | |
| 15.3. PMAY LOAN | 30.00 | 9.00 %onwards | 240 | |
| 16 | KB SUVIDHA HOME | 10.00 | “ | 240 |
| 17 | KB SHORT TERM/TERM LOAN TO TRAVEL & TOURISM SECTOR | 25.00 | 9.00% | 42 |
| 18 | KB MICRO FOOD PROCESSING LOAN | 25.00 | 8.50% | 60 |