| Loan Products and Rate of Interest |
| |
|
|
| Sl.no. |
Type of Loans |
Rate of Interest(%) |
| 1 |
KB- Housing Loan- Housing loan General, KB-Karshaka Awas,KB-Top-up, KB-PMAY-EWS/LIG, KB-PMAY-MIG-I &II |
|
| |
a)Up to Rs. 5 lakh |
9.00 |
| |
b)Above Rs.5 lakhs & up to Rs.15 lakhs |
9.50 |
| |
C)above Rs.15 lakhs |
9.75 |
| 2 |
House Maintenance / Addition/Renovation Work |
|
| |
Up to Rs. 5 lakh |
9.00 |
| |
above Rs.5 lakhs |
10.00 |
| 3 |
KB-Personal Loan- For any legitimate Purpose |
12.00 |
| 4 |
Vehicle Loan |
11.00 |
| 5 |
Cash Credit |
11.00 |
| 6 |
Mangalya Loan- For meeting Marriage expense |
11.75 |
| 7 |
KB-Oridinary Mortgage Loan- For meeting any personal needs |
12.00 |
| 8 |
Education loan |
12.00 |
| 9 |
Gold Loan-General |
8.90 |
| 10 |
KB-Kissan Mithra(Gold OD)- For Agricultural and allied activicties ( Interest subvention 3 % allowed) |
7.00 |
| 11 |
KB-Mithra (MSME) Loan- All Business enterprises(Running/New) engaged in manufacturing/services and Trade sector will be covered under the scheme- for individual up to Rs.60 lakhs and others up to Rs.1 Crore |
8.75 |
| 12 |
KB-Micro Finance- To cater the needs of the members of SHG/JLG group |
9.00 |
| 13 |
KB-Pension Loan- For any personal purpose |
12.00 |
| |
|
|
